8. The final piece of the must-have puzzle is a Swingy Knit Top (sleek and fitted at the shoulder, flowy frm the chest down, this sweet little layering piece makes simple separates look totally new). They used Alexander Wang’s Cashmere Tank ($300) as an example.

From Forever 21: Spotted and Stripe Tunic Stylish spotted and strip tunic is great for any occasion! Gathered at the neckline, ruched below the bust, stripe patch pockets, 95% cotton, 5% spandex, hand wash cold, tumble dry low, USA. ProductCode: 2032687836 List Price: $17.80

Striped Knit Tunic Soft and stylish round neck knit tunic with oversized pockets and inverted stitching, 23'' side seam, 49% polyester, 49% rayon, 2% spandex, hand wash cold, hang dry, USA. ProductCode: 2032368174 List Price: $22.80